What to Do After a Car Accident

Car accidents can be a frightening experience, even if it’s not a major accident. It can be hard to focus after an accident has occurred, and you may not want to even think about what to do next. However, Round Rock drivers should know what steps to take, including how to file a car insurance claim and a car accident insurance claim. For minor service issues, you can visit Nyle Maxwell Chrysler Dodge Jeep Ram online to check out more service tips and tricks. Let’s go through what to do after a car accident. 

What to Do After a Car Accident Checklist

Steps to Take Following Minor Accidents

Even though an accident may be minor, Cedar Park drivers should still take the necessary precautions. Here are some of the steps you should take following a minor accident:

    1. The first thing you should do is check to see if you are injured or need medical attention. If you are fine, check to see if other passengers are injured. If they are injured, you should call an ambulance.
    2. If you are able to, you should try to pull your vehicle off to the sideof the road so you’re not blocking traffic. 
    3. After you have gotten your car to a safe spot, you should call the police, even if the other driver or drivers involved tell you not to. It’s important to have official documentation of what happened, and most insurance companies will require a police report of the accident. 
    4. While you are waiting for the police to arrive, you should exchange the proper information with the other driver. This includes phone numbers, email addresses, insurance cards, license plate numbers, and a photo of everyone’s driver’s licenses. 
    5. After exchanging all of the proper information, you should assess the damage to your vehicle, as well as the other driver’s damage to their vehicle. Take some photos of both vehicles and, if you can, the area where the accident occurred. 
    6. The final thing you should do is call your insurance provider. Even though they will receive a police report of the accident, it’s important you give them the details sooner rather than later. 

Steps to Take Following Major Accidents

Because major accidents can result in critical injuries and even fatalities, it’s important to know the proper steps to take. Here is what Georgetown drivers should do following a major accident: 

    1. The first thing you will want to do is to call 911 for an ambulance right away. Don’t worry about documenting the accident scene if you or another person needs serious medical attention. 911 will send an ambulance with police who will document the scene and gather information. 
    2. The next step you should take is to contact your insurance provider. Knowing how to file a car insurance claim is an overlooked post-accident process. You should describe all the details to your insurance provider, so they can properly assess what you may be owed. 
    3. Once everything has been documented and taken care of, you should follow up with your physician even if you aren’t feeling any noticeable pain in your body. 

Filing a Car Accident Insurance Claim

Knowing how to file a car insurance claim is one of the best ways to ensure you get back on the road as quickly as possible. Filing a car accident insurance claim is pretty easy as long as you have the proper paperwork to show your insurance provider. The key is in the details, so be sure to provide the following documents: 

  • Your insurance policy number
  • Detailed description of how the accident occurred
  • Date, time, and location of the accident
  • All the collected contact and insurance information from other involved parties
  • Name of the police department involved, as well as the police report number (if applicable)

From here, you’ll have your vehicle evaluated by an insurance adjuster who will help you estimate the cost of your repairs, coverage, and more. If the photos and police reports are not sufficient, you may have to plan a meeting to have your vehicle inspected in person. For more help on how to file a car accident insurance claim, contact visit Nyle Maxwell Chrysler Dodge Jeep Ram for more help and advice. 

After you show your provider the documentation, your car will be assessed by an insurance adjustor. Their assessment will give the provider and an estimate on the cost of repairs, coverage, and other factors. To help you get back on the road with confidence, the finance team at Nyle Maxwell Chrysler Dodge Jeep Ram can discuss all of your financing options with you. 

Bounce Back on the Road with Nyle Maxwell Chrysler Dodge Jeep Ram

When you’re ready to shop for a new vehicle, you can be sure to find the perfect vehicle in our new vehicle inventory to take you reliably around Austin. If you’re shopping on a budget, no problem! Our used vehicle inventory has high-quality vehicles for a great price. Visit us online or contact us today to help you get back on the road safely and efficiently.

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