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So, what is a good interest rate on a car loan? To answer this, it’s important to know the annual percentage rate (APR) of new and used car average credit scores. To help visualize what this represents, here is a chart of the APR for new and used cars:
|Average Credit Score for New Car||Annual Percentage Rate||Average Credit Score for Used Car||Annual Percentage Rate|
Hopefully, this visualization helps you better understand what a good car loan rate is during your Cedar Park car-shopping experience.
What is the average interest rate on a car loan? Usually, the average interest rate on a car loan is about 3-4.5%. Your credit score and where you are receiving your loan will impact the specific offer that you get. Shop around and compare car loans and interest rates from multiple Georgetown lenders to see which one offers the best rates.
Knowing what the average interest rate on a car loan is will help you determine the best offer you get from other lenders. Here are some other tips on how to get the best interest rates on a car loan:
Apply for financing online at Nyle Maxwell Chrysler Dodge Jeep Ram to save time at the dealership and get a head start on the process.
Now that you know what a good interest rate on a car loan is, you can start planning on what rate fits your credit score appropriately and use that number when negotiating. Contact Nyle Maxwell Chrysler Dodge Jeep Ram in Austin or online to explore all of your financing and car-buying options.
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